# Decent4 Products

This page lists public Decent4 products in plain markdown for AI assistants and search agents.

## ProjectAdulting

- Type: iOS app
- Category: Education / Life Skills
- Website: https://decent4.com/projectadulting/
- App Store: https://apps.apple.com/us/app/projectadulting-life-skills/id6751470634
- Price: Free download; Pro Monthly $4.99/month; Pro Annual $34.99/year
- Summary: ProjectAdulting teaches practical adult life skills across money, career, home, health, routines, and personal growth with bite-sized lessons and Atlas AI coaching.
- Key features: 134+ lessons, AI coaching, custom lessons, daily momentum, guided next steps, progress tracking.

## Cosmos Memories

- Type: iOS app
- Category: Lifestyle / Journaling
- Website: https://decent4.com/cosmos-memories/
- App Store: https://apps.apple.com/us/app/cosmos-memories/id6755826138
- Price: Free download; Premium $0.99/month
- Summary: Cosmos Memories is a private reflection and memory app that turns dreams, goals, gratitude, affirmations, intentions, memories, and moments into a personal universe.
- Key features: Seven memory categories, daily reflection prompts, time-based views, streaks, cloud sync, premium unlimited stars, and custom constellations.

## Loan Genius

- Type: iOS app
- Category: Finance / Loan calculator
- Website: https://decent4.com/loan-genius/
- App Store: https://apps.apple.com/us/app/loan-genius/id6751756038
- Price: $0.99 one-time purchase
- Summary: Loan Genius is a private loan and mortgage calculator for payment estimates, amortization, extra payment impact, and saved loan scenarios.
- Key features: Monthly payment estimates, principal/interest/taxes/insurance/PMI/HOA estimates, amortization schedules, extra payment impact, rent-vs-buy comparisons, and saved scenarios.